Rates

The following information is effective as of May 1st, 2012.

Checking Products

  Rate APY*
Personal Checking Non dividend earning  
CitySilver Checking Non dividend earning  
ACES Checking Non dividend earning  

Savings Products

  Rate APY*
Regular Savings
($100 - $4,999) 0.15% 0.15%
($5,000 - $19,999) 0.15% 0.15%
($20,000 - Above) 0.15% 0.15%
CitySilver Savings
($100 - $4,999) 0.15% 0.15%
($5,000 - $19,999) 0.15% 0.15%
($20,000 - Above) 0.15% 0.15%
CityKids Savings
($100 - $4,999) 0.15% 0.15%
($5,000 - $19,999) 0.15% 0.15%
($20,000 - Above) 0.15% 0.15%
ACES Savings
($100 - $4,999) 0.15% 0.15%
($5,000 - $19,999) 0.15% 0.15%
($20,000 - Above) 0.15% 0.15%
IRA
($100 - $4,999) 0.25% 0.25%
($5,000 - $19,999) 0.50% 0.50%
($20,000 - Above) 0.85% 0.85%

Certificates of Deposit

Term Rate APY*
     
24 months 0.25% 0.25%
36 months 0.50% 0.50%
48 months 0.60% 0.60%
60 months 0.80% 0.80%

 

A minimum balance of $5,000 is required on all Certificates. Other rates and terms may be available. Please call 304-697-4652 for more information.

*Annual Percentage Yield (APY) subject to change at any time without notice. Speak with a Metro Community FCU Associate for details

Loan Products

Metro Community Federal Credit Union offers a variety of loans to suit your individual needs. Please call 304-697-4652 for current First Mortgage rates or additional information on Metro Community FCU loan products. All loans subject to credit approval.

  APR* AS LOW AS
New Auto, Truck & Van 1.99%**
New Motorcycles 4.39%**
Used Auto, Truck & Van 2.99%**
Used Motorcycles 5.79%**
New Boats, RVs, ATV 5.89%**
Used Boats, RVs, ATV 6.89%**
Unsecured 5.39%**
VISA 12.80%**

Share or Certificate Secured

3 points over dividend rate. Ask about payment terms.

 

*Annual Percentage Rate (APR) for terms up to 72 months for members who qualify. Can change without notice
**Rates may vary based on credit qualifcations, term of loan, year of vehicle, equity in vehicle and mileage of vehicle.